How to Get Your Money Back from PayPal After 180 Days (2025 Guide)

How to Get Your Money Back from PayPal After 180 Days (2025 Guide)

If it’s been over 180 days and PayPal is still holding your money, you’re not alone.

Thousands of eCommerce business owners have faced the same frustrating situation — PayPal freezes your funds and even after the 180-day period, your money is still locked.

In this post, we’ll show you exactly how to get your money back from PayPal after 180 days, based on proven methods used by other Shopify and dropshipping sellers.

🔒 Why Is PayPal Still Holding My Funds After 180 Days?

 

According to PayPal’s own User Agreement, they may hold funds for up to 180 days to cover disputes or chargebacks. After that, you should be able to withdraw your money — but sometimes, they delay or avoid releasing it.

Reasons your money might still be locked after 180 days:

  • You haven’t received a final email about withdrawal eligibility

  • Your identity or business information is incomplete

  • There are unresolved disputes or open cases

  • You haven’t followed up with the right team

✅ Step-by-Step: How to Get Your PayPal Funds Released After 180 Days


Step 1: Check the Exact Date

Log in to your PayPal account and find the original date your funds were held. Count exactly 180 days from that date.

If it’s past that point, you are legally entitled to withdraw your money unless there’s a legal reason (like fraud or a chargeback judgment).


Step 2: Contact PayPal Directly (The Right Way)

Go to the Resolution Center and send a message with this template:

“Hi PayPal team, it has now been over 180 days since the funds were placed on hold. According to your policy, I’m now eligible to withdraw the balance. Please confirm when the funds will be available for withdrawal.”

Also, call them if needed. Be polite but firm.


Step 3: Mention Their Own Policy

Include a copy of PayPal’s own statement from their User Agreement (Section 10.2):

“If your account is terminated or suspended, PayPal may hold your funds for up to 180 days... after which you will be notified regarding withdrawal.”

This shows you’ve done your homework and helps speed things up.


Step 4: Offer a Partial Reserve (Optional)

If they still delay, offer to leave 10–20% of the funds in your account for dispute coverage. This helps them feel protected and can accelerate release.


Step 5: Use Our Proven PayPal Funds Release Package

If you’re stuck or don’t want to waste month with support agents, we created a step-by-step system that has helped dozens of Shopify and eCommerce sellers get their funds back in just a few days — even after 180 days.

✅ Copy-paste template
✅ PDF + Video walkthrough
✅ 90-day money-back guarantee

👉  https://www.releasio-ecom.com/


📌 Final Thoughts

PayPal is a powerful tool for eCommerce, but it doesn’t always work in your favor. If your funds are being held even after 180 days, you have the right to get them back.

Use the steps above to take action — and if you want to shortcut the process, we’re here to help. 👉  https://www.releasio-ecom.com/

 

 

 

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